Mihrije Gashi ka marr\u00eb tre mij\u00eb euro kredi p\u00ebr ta ndihmuar n\u00eb mbulimin e shpenzimeve t\u00eb p\u00ebrditshme.<\/p>\n
Mihrija, n\u00eb t\u00eb 50-tat e saj, jeton me bashk\u00ebshortin, tre f\u00ebmij\u00ebt dhe vjehrrit n\u00eb lagjen \u201cKalabria\u201d n\u00eb Prishtin\u00eb.<\/p>\n
Ajo punon n\u00eb nj\u00eb dyqan rrobash, ku paguhet 300 euro n\u00eb muaj \u2013 ngjash\u00ebm sikurse edhe bashk\u00ebshorti i saj, i cili punon si elektricist n\u00eb nj\u00eb biznes privat.<\/p>\n
Kredin\u00eb thot\u00eb se e ka marr\u00eb n\u00eb fillim t\u00eb k\u00ebtij viti dhe, p\u00ebr dy vjet rresht, do t\u2019i paguaj\u00eb bank\u00ebs nj\u00eb k\u00ebst mujor prej 130 eurosh, me norm\u00eb interesi rreth 6 p\u00ebr qind.<\/p>\n
Me rritjen e vazhdueshme t\u00eb \u00e7mimeve, Mihrija thot\u00eb se ndryshe nuk ka mundur t\u2019ia dal\u00eb.<\/p>\n
\u201cKredin\u00eb e kam marr\u00eb q\u00eb t\u00eb kem para n\u00eb sht\u00ebpi, p\u00ebr nevoja t\u00eb sht\u00ebpis\u00eb, p\u00ebr barna\u2026 Vjehrrit jan\u00eb t\u00eb s\u00ebmur\u00eb dhe duhet t\u00eb kem para t\u00eb gatshme n\u00eb sht\u00ebpi\u201d, thot\u00eb Mihrija p\u00ebr Radion Evropa e Lir\u00eb.<\/p>\n
\u201cJemi duke mbijetuar me k\u00ebto rroga. Edhe pse po mundohemi t\u00eb kursejm\u00eb \u00e7do dit\u00eb, po marrim para [edhe] nga kredia\u201d, thot\u00eb ajo.<\/p>\n
Sipas Agjencis\u00eb s\u00eb Statistikave t\u00eb Kosov\u00ebs, \u00e7mimet e produkteve jan\u00eb rritur p\u00ebr 11.2 p\u00ebr qind n\u00eb muajin prill, krahasuar me periudh\u00ebn e nj\u00ebjt\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
L\u00ebvizja e \u00e7mimeve n\u00eb Kosov\u00eb<\/p>\n
N\u00eb Kosov\u00eb po vazhdon ngritja e \u00e7mimeve t\u00eb disa produkteve. Agjencia e Statistikave t\u00eb Kosov\u00ebs ka publikuar t\u00eb dh\u00ebnat nga 28 marsi.<\/p>\n
Rritja ka filluar gradualisht, pas shp\u00ebrthimit t\u00eb pandemis\u00eb s\u00eb koronavirusit n\u00eb vitin 2020, nd\u00ebrsa hov i ka dh\u00ebn\u00eb edhe lufta e Rusis\u00eb n\u00eb Ukrain\u00eb, q\u00eb ka nisur n\u00eb fund t\u00eb shkurtit. T\u00eb dyja k\u00ebto vende jan\u00eb eksportuese t\u00eb m\u00ebdha t\u00eb drith\u00ebrave, andaj lufta mes tyre ka l\u00ebkundur tregjet.<\/p>\n
T\u00eb dh\u00ebnat e Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs konfirmojn\u00eb se n\u00eb sektorin bankar ka rritje t\u00eb kredive familjare.<\/p>\n
N\u00eb dhjetor t\u00eb vitit t\u00eb kaluar, vlera e p\u00ebrgjithshme e kredive n\u00eb dhjet\u00eb bankat komerciale n\u00eb Kosov\u00eb ka arritur n\u00eb mbi 3.75 miliard\u00eb euro.<\/p>\n
Prej tyre, mbi 1.4 miliard euro kan\u00eb qen\u00eb kredi p\u00ebr ekonomi familjare, q\u00eb kan\u00eb p\u00ebr q\u00ebllim konsumin.<\/p>\n
Sipas t\u00eb dh\u00ebnave t\u00eb BQK-s\u00eb, shuma e kredive p\u00ebr konsum \u00ebsht\u00eb rritur p\u00ebr 45 p\u00ebr qind n\u00eb vitin 2021. N\u00eb vitin 2020, vlera e kredive p\u00ebr konsum ka qen\u00eb rreth 1.2 miliard euro, nd\u00ebrsa n\u00eb vitin 2019 kjo shum\u00eb ka qen\u00eb 1.1 miliard euro.<\/p>\n
Nga BQK-ja thon\u00eb p\u00ebr Radion Evropa e Lir\u00eb se kredit\u00eb p\u00ebr q\u00ebllime konsumi jan\u00eb rritur p\u00ebr 19 p\u00ebr qind edhe gjat\u00eb muajve t\u00eb par\u00eb t\u00eb k\u00ebtij viti, por nuk komentojn\u00eb se cilat mund t\u00eb jen\u00eb arsyet e k\u00ebtij trendi.<\/p>\n
Vet\u00ebm brenda nj\u00eb muaji, sipas t\u00eb dh\u00ebnave t\u00eb BQK-s\u00eb, qytetar\u00ebt e Kosov\u00ebs kan\u00eb marr\u00eb kredi n\u00eb vler\u00eb prej rreth 100 milion\u00eb eurosh nga bankat komerciale, derisa kan\u00eb depozituar para n\u00eb vler\u00eb mbi 50 milion\u00eb euro.<\/p>\n
Megjithat\u00eb, n\u00eb Anket\u00ebn e Kreditimit Bankar, t\u00eb publikuar nga BQK-ja n\u00eb muajin mars, thuhet se nevoja p\u00ebr financim t\u00eb konsumit dhe rritja e besueshm\u00ebris\u00eb s\u00eb konsumator\u00ebve ndaj bankave jan\u00eb faktor\u00ebt kryesor\u00eb q\u00eb kan\u00eb ndikuar n\u00eb rritjen e kredive konsumuese.<\/p>\n
Bektashi: R\u00ebnie e standardit jet\u00ebsor<\/p>\n
Profesori i ekonomis\u00eb n\u00eb Universitetin e Prishtin\u00ebs, Mejdi Bektashi, thot\u00eb se qytetar\u00ebt marrin borxhe n\u00eb institucionet financiare, p\u00ebr shkak t\u00eb r\u00ebnies s\u00eb standardit t\u00eb tyre jet\u00ebsor.<\/p>\n
Sipas tij, rritja e vler\u00ebs s\u00eb kredive p\u00ebr q\u00ebllime t\u00eb konsumit \u00ebsht\u00eb \u201cfenomen shqet\u00ebsues\u201d.<\/p>\n
\u201cK\u00ebta njer\u00ebz, n\u00eb t\u00eb ardhmen, duhet t\u2019i ulin blerjet e tyre, me q\u00ebllim q\u00eb t\u2019i paguajn\u00eb k\u00ebstet mujore t\u00eb kredive q\u00eb kan\u00eb marr\u00eb tash\u201d, thot\u00eb Bektashi.<\/p>\n
Mihrija konfirmon se familja e saj ka filluar t\u2019i reduktoj\u00eb shpenzimet, p\u00ebr shkak t\u00eb kthimit t\u00eb k\u00ebstit t\u00eb kredis\u00eb.<\/p>\n
\u201cNuk po i blejm\u00eb m\u00eb disa gj\u00ebra q\u00eb nuk jan\u00eb t\u00eb domosdoshme\u2026 m\u00eb pak l\u00ebngje, m\u00eb pak \u00ebmb\u00eblsira\u2026 As ne dhe as f\u00ebmij\u00ebt nuk dalin shpesh n\u00eb lokale. Edhe daljet gjat\u00eb vikendeve i kemi eliminuar\u201d, thot\u00eb Mihrija.<\/p>\n
Edon Tha\u00e7i, punonj\u00ebs n\u00eb sektorin privat n\u00eb Kosov\u00eb, rr\u00ebfen situat\u00eb t\u00eb ngjashme. Ai thot\u00eb se, tash e dy vjet, paguan nj\u00eb kredi q\u00eb ka marr\u00eb p\u00ebr renovimin e sht\u00ebpis\u00eb.<\/p>\n
\u201cKthimi i kredis\u00eb \u00ebsht\u00eb b\u00ebr\u00eb problem. \u00c7mimet jan\u00eb rritur, vlera e kredis\u00eb dhe paga kan\u00eb mbetur t\u00eb nj\u00ebjta\u201d, thot\u00eb Edoni.<\/p>\n
Paga mesatare bruto n\u00eb Kosov\u00eb llogaritet t\u00eb jet\u00eb rreth 460 euro.<\/p>\n
N\u00eb sektorin privat, paga mesatare \u00ebsht\u00eb rreth 380 euro, nd\u00ebrsa n\u00eb sektorin publik rreth 620 euro.<\/p>\n
Rritje \u00e7mimesh, nd\u00ebrkaq, kan\u00eb p\u00ebsuar gati t\u00eb gjitha produktet: nga buka deri te rryma.<\/p>\n
Sindikalist\u00eb t\u00eb sektor\u00ebve t\u00eb ndrysh\u00ebm n\u00eb Kosov\u00eb kan\u00eb k\u00ebrkuar disa her\u00eb rritje pagash.<\/p>\n
Qeveria e Kosov\u00ebs, n\u00eb muajin prill, ka miratuar projektligjin p\u00ebr rritjen e pag\u00ebs minimale nga 130-170 euro, sa \u00ebsht\u00eb aktualisht, n\u00eb 250 euro neto.<\/p>\n
Ka qen\u00eb e parapar\u00eb q\u00eb ky projektligj t\u00eb dal\u00eb n\u00eb votim n\u00eb Kuvendin e Kosov\u00ebs m\u00eb 6 qershor, por kjo nuk ka ndodhur p\u00ebr shkak t\u00eb munges\u00ebs s\u00eb kuorumit.<\/p>\n
N\u00eb prill, Qeveria e Kosov\u00ebs ka ndar\u00eb 100 milion\u00eb euro p\u00ebr kategori t\u00eb ndryshme t\u00eb shoq\u00ebris\u00eb, p\u00ebr t\u2019i ndihmuar, si\u00e7 \u00ebsht\u00eb th\u00ebn\u00eb, t\u00eb p\u00ebrballojn\u00eb situat\u00ebn e krijuar nga \u00e7mimet n\u00eb rritje.<\/p>\n
Megjithat\u00eb, ekspert\u00eb t\u00eb ekonomis\u00eb e kan\u00eb interpretuar k\u00ebt\u00eb si ndihm\u00eb afatshkurt\u00ebr dhe jo si zgjidhje t\u00eb p\u00ebrhershme.<\/p>\n
Profesori Bektashi thot\u00eb se qytetar\u00ebt duhet t\u00eb ken\u00eb kujdes me shpenzimet, por edhe me kredit\u00eb, pasi, sipas tij, n\u00eb vjesht\u00eb mund t\u00eb pritet val\u00eb tjet\u00ebr e rritjes s\u00eb \u00e7mimeve.<\/p>\n
\u201cGjat\u00eb muajve t\u00eb ver\u00ebs, kriz\u00ebn mund ta zbusin remitencat dhe ardhja e diaspor\u00ebs, por, n\u00eb muajt shtator dhe tetor mund t\u00eb paraqitet nj\u00eb kriz\u00eb m\u00eb e thell\u00eb, p\u00ebr shkak t\u00eb zvog\u00eblimit t\u00eb sasis\u00eb s\u00eb paras\u00eb s\u00eb gatshme n\u00eb qarkullim\u201d, thot\u00eb ai.<\/p>\n
Remitencat, apo d\u00ebrgesat e parave nga diaspora, p\u00ebrb\u00ebjn\u00eb nj\u00eb burim t\u00eb madh t\u00eb t\u00eb ardhurave n\u00eb Kosov\u00eb.<\/p>\n
Numri i qytetar\u00ebve t\u00eb Kosov\u00ebs q\u00eb jetojn\u00eb jasht\u00eb vendit, sipas t\u00eb dh\u00ebnave t\u00eb ASK-s\u00eb, deri n\u00eb fund t\u00eb vitit 2018, vler\u00ebsohet t\u00eb jet\u00eb m\u00eb shum\u00eb se 850 mij\u00eb banor\u00eb.<\/p>\n
Vet\u00ebm vitin e kaluar, sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs, remitencat kan\u00eb kapur vler\u00ebn e rreth 1.2 miliard eurove \u2013 shum\u00eb kjo rekorde p\u00ebr Kosov\u00ebn.<\/p>\n
Banka Bot\u00ebrore ka paralajm\u00ebruar, po ashtu, vazhdim t\u00eb rritjes s\u00eb \u00e7mimeve, n\u00ebse lufta n\u00eb Ukrain\u00eb vazhdon edhe p\u00ebr koh\u00eb t\u00eb gjat\u00eb.\/Radion Evropa e Lir\u00eb\/<\/p>\n","protected":false},"excerpt":{"rendered":"
Mihrije Gashi ka marr\u00eb tre mij\u00eb euro kredi p\u00ebr ta ndihmuar n\u00eb mbulimin e shpenzimeve t\u00eb p\u00ebrditshme. Mihrija, n\u00eb t\u00eb 50-tat e saj, jeton me bashk\u00ebshortin, tre f\u00ebmij\u00ebt dhe vjehrrit n\u00eb lagjen \u201cKalabria\u201d n\u00eb Prishtin\u00eb. Ajo punon n\u00eb nj\u00eb dyqan rrobash, ku paguhet 300 euro n\u00eb muaj \u2013 ngjash\u00ebm sikurse edhe bashk\u00ebshorti i saj, i […]<\/p>\n","protected":false},"author":1,"featured_media":117367,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[120],"tags":[],"class_list":{"0":"post-117366","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi"},"_links":{"self":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/117366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/comments?post=117366"}],"version-history":[{"count":0,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/117366\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media\/117367"}],"wp:attachment":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media?parent=117366"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/categories?post=117366"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/tags?post=117366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}