\u00c7do qytetar dhe biznes n\u00eb Kosov\u00eb q\u00eb planifikon t\u00eb marr\u00eb kredi, shum\u00eb shpejt do t\u00eb p\u00ebrballet me norma m\u00eb t\u00eb larta t\u00eb interesit.<\/p>\n
Kjo pritet t\u00eb ndodh\u00eb pasi Banka Qendrore Evropiane, p\u00ebr her\u00eb t\u00eb par\u00eb pas 11 vjet\u00ebsh, ka vendosur t\u2019i rris\u00eb normat e interesit, n\u00eb p\u00ebrpjekjeje p\u00ebr t\u00eb kontrolluar rritjen e inflacionit n\u00eb Eurozon\u00eb.<\/p>\n
Si\u00e7 ka b\u00ebr\u00eb t\u00eb ditur ky institucion m\u00eb 21 korrik, aktualisht jan\u00eb rritur normat ky\u00e7e t\u00eb interesit p\u00ebr 0.5 p\u00ebr qind n\u00eb 0.0 p\u00ebr qind, nd\u00ebrsa planifikohen edhe rritje t\u00eb tjera gjat\u00eb vitit.<\/p>\n
Sipas Bank\u00ebs Qendrore Evropiane, kur \u00e7mimet n\u00eb ekonomi rriten shpejt, dometh\u00ebn\u00eb kur inflacioni \u00ebsht\u00eb shum\u00eb i lart\u00eb, rritja e normave t\u00eb interesit ndihmon n\u00eb rikthimin e inflacionit n\u00eb objektivin prej 2 p\u00ebr qind, n\u00eb nj\u00eb periudh\u00eb afatmesme.<\/p>\n
\u201cKjo \u00ebsht\u00eb arsyeja p\u00ebrse ne kemi rritur normat e interesit: p\u00ebr t\u00eb d\u00ebrguar mesazhin se nuk do t\u00eb lejojm\u00eb q\u00eb inflacioni t\u00eb q\u00ebndroj\u00eb mbi 2%\u201d, thuhet n\u00eb shpjegimin e Bank\u00ebs Qendrore Evropiane.<\/p>\n
Rritja e k\u00ebtyre normave \u00ebsht\u00eb situat\u00eb q\u00eb nuk shkon n\u00eb favor t\u00eb qytetar\u00ebve.<\/p>\n
K\u00ebt\u00eb e konfirmon edhe eksperti financiar n\u00eb Kosov\u00eb, Milazim Abazi. Ai parasheh q\u00eb bankat q\u00eb operojn\u00eb n\u00eb Kosov\u00eb, shum\u00eb shpejt t\u2019i rrisin normat e interesit p\u00ebr kredit\u00eb q\u00eb u japin qytetar\u00ebve dhe bizneseve.<\/p>\n
\u201cSigurisht se do t\u00eb ket\u00eb rritje t\u00eb interesit nga bankat komerciale n\u00eb Kosov\u00eb, ndoshta jo shum\u00eb, por do t\u00eb ket\u00eb rritje\u201d, thot\u00eb ai.<\/p>\n
P\u00ebr m\u00eb tep\u00ebr, shton Abazi, rritja e interesit do t\u00eb prek\u00eb jo vet\u00ebm kredit\u00eb e reja, por edhe ato q\u00eb jan\u00eb dh\u00ebn\u00eb m\u00eb her\u00ebt.<\/p>\n
Kjo, sepse vendimi i Bank\u00ebs Qendrore Evropiane, m\u00eb 21 korrik, ka rritur edhe t\u00eb ashtuquajtur\u00ebn norm\u00eb Euribor.<\/p>\n
Euribor \u00ebsht\u00eb norm\u00eb mesatare e interesit, n\u00eb baz\u00eb t\u00eb s\u00eb cil\u00ebs bankat evropiane marrin fonde hua nga nj\u00ebra-tjetra.<\/p>\n
\u201cP\u00ebr shembull, nj\u00eb kredimarr\u00ebs ka marr\u00eb m\u00eb her\u00ebt n\u00eb nj\u00eb bank\u00eb komerciale kredi me 3 p\u00ebr qind interes, plus Euribor. Deri tash, ai [Euribori] ka qen\u00eb zero dhe tani do t\u00eb jet\u00eb 0.5 ose 1 p\u00ebr qind dhe, automatikisht, edhe kredit\u00eb e vjetra do t\u00eb shtrenjtohen p\u00ebr 1 p\u00ebr qind. Pra, ato kredi q\u00eb jan\u00eb t\u00eb kontraktura me k\u00ebt\u00eb baz\u00eb\u201d, shpjegon Abazi.<\/p>\n
N\u00eb Kosov\u00eb veprojn\u00eb 11 banka komerciale dhe vlera e kredive n\u00eb to ka arritur n\u00eb 4 miliard\u00eb euro.<\/p>\n
N\u00eb baz\u00eb t\u00eb ligjeve dhe rregulloreve n\u00eb fuqi, bankat komerciale n\u00eb Kosov\u00eb i p\u00ebrcaktojn\u00eb individualisht normat e interesit, bazuar n\u00eb politikat e tyre afariste.<\/p>\n
T\u00eb dh\u00ebnat e Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs tregojn\u00eb se norma mesatare e interesit n\u00eb kredi n\u00eb muajin janar ka qen\u00eb 5.66%; n\u00eb muajin shkurt 5.9%; n\u00eb muajin mars 5.80%; n\u00eb muajin prill 5.77% dhe n\u00eb muajin maj 5.82%.<\/p>\n
Sipas Agjencis\u00eb s\u00eb Statistikave, norma e inflacionit n\u00eb Kosov\u00eb ka arritur n\u00eb mbi 14 p\u00ebr qind n\u00eb muajin qershor, krahasuar me periudh\u00ebn e nj\u00ebjt\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
Rritjes s\u00eb inflacionit gjetk\u00eb n\u00eb bot\u00eb i kan\u00eb kontribuar n\u00eb mas\u00eb t\u00eb madhe pandemia e koronaviursit dhe lufta e Rusis\u00eb n\u00eb Ukrain\u00eb.<\/p>\n
Pas njoftimit t\u00eb Bank\u00ebs Qendrore Evropiane, disa banka komerciale n\u00eb Kosov\u00eb jan\u00eb pyetur se cilat kategori do t\u00eb preken nga rritja e norm\u00ebs s\u00eb interesit dhe sa do t\u00eb jet\u00eb rritja eventuale.<\/p>\n
Asnj\u00eb nga bankat kryesore, p\u00ebrfshir\u00eb: Bank\u00ebn ProCredit, Bank\u00ebn Raiffeisen, Bank\u00ebn TEB, Bank\u00ebn Komb\u00ebtare Tregtare dhe Bank\u00ebn NLB, nuk jan\u00eb p\u00ebrgjigjur.<\/p>\n
Por, se do t\u00eb ket\u00eb rritje t\u00eb interesit p\u00ebr kredi nga bankat komerciale n\u00eb Kosov\u00eb e thot\u00eb edhe profesori i ekonomis\u00eb n\u00eb Universitetin e Prishtin\u00ebs, Mejdi Bektashi.<\/p>\n
\u201cRritja e norm\u00ebs s\u00eb interesit nga Banka Qendrore Evropiane automatikisht do t\u00eb ndikoj\u00eb n\u00eb zon\u00ebn e euros, q\u00eb t\u00eb rriten normat e interesit, me q\u00ebllim t\u00eb parandalimit t\u00eb shtimit t\u00eb inflacionit\u201d, thot\u00eb Bektashi p\u00ebr Radion Evropa e Lir\u00eb.<\/p>\n
Ai shton se n\u00eb Kosov\u00eb \u00ebsht\u00eb e pamundur q\u00eb institucionet financiare t\u00eb caktojn\u00eb nj\u00eb tavan t\u00eb norm\u00ebs maksimale t\u00eb interesit. Sipas tij, k\u00ebt\u00eb mund ta b\u00ebjn\u00eb shtetet q\u00eb kan\u00eb valut\u00ebn e tyre.<\/p>\n
N\u00eb Ballkanin Per\u00ebndimor, vet\u00ebm Kosova dhe Mali i Zi p\u00ebrdorin euron si mjet pagese, nd\u00ebrsa Shqip\u00ebria, Maqedonia e Veriut, Serbia dhe Bosnje e Hercegovina kan\u00eb valutat e tyre.<\/p>\n
Disa prej k\u00ebtyre vendeve kan\u00eb paralajm\u00ebruar ose kan\u00eb rritur tashm\u00eb normat e interesit p\u00ebr kredi.<\/p>\n
N\u00eb Bosnje, rritja pritet t\u00eb jet\u00eb p\u00ebr 0.7 deri n\u00eb 0.9 p\u00ebr qind, p\u00ebrkat\u00ebsisht nga 4.2 p\u00ebr qind n\u00eb 4.9 p\u00ebr qind.<\/p>\n
Bordi ekzekutiv i Bank\u00ebs Popullore t\u00eb Serbis\u00eb, e cila \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr politik\u00ebn monetare komb\u00ebtare, ka rritur m\u00eb 7 korrik norm\u00ebn referenc\u00eb t\u00eb interesit n\u00eb nivelin 2.75 p\u00ebr qind.<\/p>\n
M\u00eb 12 korrik, Banka Popullore e Maqedonis\u00eb s\u00eb Veriut ka rritur norm\u00ebn baz\u00eb t\u00eb interesit n\u00eb nivelin 2.5 p\u00ebr qind.<\/p>\n
M\u00eb 6 korrik, Banka e Shqip\u00ebris\u00eb ka rritur norm\u00ebn baz\u00eb t\u00eb interesit n\u00eb 1.25 p\u00ebr qind.
\nNorma mesatare e interesit n\u00eb Mal t\u00eb Zi ka qen\u00eb 5.54 p\u00ebr qind n\u00eb muajin maj.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00c7do qytetar dhe biznes n\u00eb Kosov\u00eb q\u00eb planifikon t\u00eb marr\u00eb kredi, shum\u00eb shpejt do t\u00eb p\u00ebrballet me norma m\u00eb t\u00eb larta t\u00eb interesit. Kjo pritet t\u00eb ndodh\u00eb pasi Banka Qendrore Evropiane, p\u00ebr her\u00eb t\u00eb par\u00eb pas 11 vjet\u00ebsh, ka vendosur t\u2019i rris\u00eb normat e interesit, n\u00eb p\u00ebrpjekjeje p\u00ebr t\u00eb kontrolluar rritjen e inflacionit n\u00eb Eurozon\u00eb. […]<\/p>\n","protected":false},"author":1,"featured_media":122031,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[120],"tags":[],"class_list":{"0":"post-122030","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi"},"_links":{"self":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/122030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/comments?post=122030"}],"version-history":[{"count":0,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/122030\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media\/122031"}],"wp:attachment":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media?parent=122030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/categories?post=122030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/tags?post=122030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}