Nga e marta e 1 gushtit hyn n\u00eb fuqi rregullorja e re e Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs, me t\u00eb cil\u00ebn \u00e7do bank\u00eb obligohet q\u00eb t\u00eb ofroj\u00eb nj\u00eb llogari bazike falas p\u00ebr klient\u00ebt.<\/p>\n
Rregullorja p\u00ebr qasjen n\u00eb llogari pagese me sh\u00ebrbime bazike ka p\u00ebr q\u00ebllim t\u00eb p\u00ebrcaktoj\u00eb kushtet p\u00ebr qasjen e konsumator\u00ebve n\u00eb llogari pagese me sh\u00ebrbime bazike, ka th\u00ebn\u00eb sot BQK-ja n\u00eb nj\u00eb njoftim p\u00ebr media.<\/p>\n
\u201cQ\u00ebllimi i BQK-s\u00eb, \u00ebsht\u00eb q\u00eb p\u00ebrmes k\u00ebsaj Rregulloreje, t\u2019ju mund\u00ebsoj\u00eb t\u00eb gjith\u00eb qytetar\u00ebve t\u00eb marrin p\u00ebrfitimet q\u00eb sjell\u00eb tregu financiar, t\u00eb kontribuoj\u00eb n\u00eb rritjen e p\u00ebrfshirjes financiare, si dhe t\u00eb nxit\u00eb pjes\u00ebmarrjen e t\u00eb gjith\u00eb qytetar\u00ebve n\u00eb sektorin financiar\u201d, ka njoftuar BQK-ja.<\/p>\n
Rregullorja u mund\u00ebson t\u00eb gjith\u00eb qytetar\u00ebve t\u00eb Kosov\u00ebs, pa marr\u00eb parasysh rrethanat financiare t\u00eb tyre, statusin e pun\u00ebsimit apo nivelin e t\u00eb ardhurave, q\u00eb t\u00eb mund t\u00eb ken\u00eb qasje n\u00eb llogari pagese me sh\u00ebrbime bazike.<\/p>\n
\u201cRregullorja p\u00ebr qasjen n\u00eb llogari pagese me sh\u00ebrbime bazike aplikohet p\u00ebr t\u00eb gjitha bankat dhe deg\u00ebt e bankave t\u00eb huaja t\u00eb licencuara nga BQK-ja, q\u00eb veprojn\u00eb n\u00eb Republik\u00ebn e Kosov\u00ebs. T\u00eb gjitha bankat q\u00eb operojn\u00eb n\u00eb Kosov\u00eb do t\u2019ju ofrojn\u00eb qasje n\u00eb llogari pagese me sh\u00ebrbime bazike t\u00eb gjith\u00eb qytetar\u00ebve t\u00eb Kosov\u00ebs\u201d, ka th\u00ebn\u00eb BQK-ja t\u00eb h\u00ebn\u00ebn.<\/p>\n
Njoftimi i BQK-s\u00eb:<\/p>\n
Llogaria e pagesave me sh\u00ebrbime bazike p\u00ebrfshin t\u00eb pakt\u00ebn sh\u00ebrbimet si n\u00eb vijim:<\/p>\n
sh\u00ebrbimet q\u00eb mund\u00ebsojn\u00eb t\u00eb gjitha operacionet e k\u00ebrkuara p\u00ebr hapjen, operimin dhe mbylljen e nj\u00eb llogarie pagese;
\nsh\u00ebrbimet q\u00eb mund\u00ebsojn\u00eb deponimin e fondeve n\u00eb llogari pagese, si\u00e7 \u00ebsht\u00eb p\u00ebrcaktuar n\u00eb shtojc\u00ebn 1 t\u00eb Rregullores p\u00ebr qasjen n\u00eb llogari pagese me sh\u00ebrbime bazike;
\nsh\u00ebrbimet q\u00eb lejojn\u00eb t\u00ebrheqjen e parave nga llogaria e pages\u00ebs, si\u00e7 \u00ebsht\u00eb p\u00ebrcaktuar n\u00eb shtojc\u00ebn 1 t\u00eb Rregullores p\u00ebr qasjen n\u00eb llogari pagese me sh\u00ebrbime bazike.
\nEkzekutimin e transaksioneve t\u00eb m\u00ebposhtme t\u00eb pagesave:
\ndebitimin direkt;
\ntransaksionet e pagesave p\u00ebrmes nj\u00eb kartele, p\u00ebrfshir\u00eb pagesat n\u00eb internet;
\ntransferet e kreditit brenda bank\u00ebs, duke p\u00ebrfshir\u00eb urdh\u00ebresat automatike, aty ku \u00ebsht\u00eb e mundur n\u00eb bankomat\u00eb (ATM), dhe n\u00eb sportelet e bank\u00ebs ose p\u00ebrmes platformave online;
\nRregullorja p\u00ebr qasjen n\u00eb llogari pagese me sh\u00ebrbime bazike p\u00ebrcakton:<\/p>\n
\u2013 kushtet p\u00ebr t\u2019u qasur n\u00eb llogari pagese me sh\u00ebrbime bazike,<\/p>\n
\u2013 karakteristikat e llogarive t\u00eb pagesave me sh\u00ebrbime bazike,<\/p>\n
\u2013 tarifat n\u00eb lidhje me ofrimin e llogaris\u00eb s\u00eb pages\u00ebs me sh\u00ebrbime bazike,<\/p>\n
\u2013 grupin e konsumator\u00ebve t\u00eb cenuesh\u00ebm e q\u00eb p\u00ebrfitojn\u00eb sh\u00ebrbimet q\u00eb ofron llogaria pagese me sh\u00ebrbime bazike pa pages\u00eb<\/p>\n
\u2013 obligimin e bankave p\u00ebr informim t\u00eb klient\u00ebve n\u00eb lidhje me ofrimin e llogaris\u00eb s\u00eb pages\u00ebs me sh\u00ebrbime bazike, si dhe<\/p>\n
\u2013 m\u00ebnyr\u00ebn e konvertimit t\u00eb llogarive aktuale n\u00eb llogari pagese me sh\u00ebrbime bazike.<\/p>\n
Rregullorja gjithashtu p\u00ebrcakton q\u00eb bankat do t\u00eb ofrojn\u00eb sh\u00ebrbimet e p\u00ebrcaktuara n\u00eb nenin 4, paragrafin 1, t\u00eb k\u00ebsaj Rregulloreje pa pages\u00eb ose me nj\u00eb tarif\u00eb t\u00eb arsyeshme mujore, n\u00ebse ato e parashikojn\u00eb k\u00ebt\u00eb tarif\u00eb n\u00eb politikat e tyre t\u00eb brendshme p\u00ebr p\u00ebrcaktimin e tarifave.<\/p>\n
Vlera e arsyeshme e kompensimit sipas paragrafit 1 t\u00eb k\u00ebtij neni nuk mund t\u00eb jet\u00eb m\u00eb e lart\u00eb se 0,12%, e vler\u00ebs s\u00eb pag\u00ebs mesatare neto mujore n\u00eb Republik\u00ebn e Kosov\u00ebs (apo 0.53 \u20ac), e publikuar m\u00eb s\u00eb fundmi nga Agjencia e Statistikave t\u00eb Kosov\u00ebs. Kjo vler\u00eb do t\u00eb ndryshoj\u00eb, bazuar n\u00eb t\u00eb dh\u00ebnat e fundit vjetore t\u00eb publikuara nga ASK. <\/p>\n
Gjithashtu, bankat ofrojn\u00eb t\u00eb gjitha sh\u00ebrbimet e parashikuara n\u00eb nenin 4, paragrafi 1 t\u00eb k\u00ebsaj Rregulloreje, pa pages\u00eb, p\u00ebr kategorit\u00eb e konsumator\u00ebve q\u00eb i p\u00ebrkasin grupit t\u00eb konsumator\u00ebve t\u00eb cenuesh\u00ebm, q\u00eb p\u00ebrfitojn\u00eb nga t\u00eb drejtat e parashikuara me legjislacionin q\u00eb rregullon pensionet dhe asistenc\u00ebn sociale n\u00eb Republik\u00ebn e Kosov\u00ebs, t\u00eb konfirmuar nga Ministria e Financave, Pun\u00ebs dhe Transfereve (apo ministria pasardh\u00ebse).<\/p>\n","protected":false},"excerpt":{"rendered":"
Nga e marta e 1 gushtit hyn n\u00eb fuqi rregullorja e re e Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs, me t\u00eb cil\u00ebn \u00e7do bank\u00eb obligohet q\u00eb t\u00eb ofroj\u00eb nj\u00eb llogari bazike falas p\u00ebr klient\u00ebt. Rregullorja p\u00ebr qasjen n\u00eb llogari pagese me sh\u00ebrbime bazike ka p\u00ebr q\u00ebllim t\u00eb p\u00ebrcaktoj\u00eb kushtet p\u00ebr qasjen e konsumator\u00ebve n\u00eb llogari pagese me […]<\/p>\n","protected":false},"author":1,"featured_media":155426,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-155516","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lajme"},"_links":{"self":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/155516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/comments?post=155516"}],"version-history":[{"count":0,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/155516\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media\/155426"}],"wp:attachment":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media?parent=155516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/categories?post=155516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/tags?post=155516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}