{"id":53561,"date":"2020-03-16T14:39:00","date_gmt":"2020-03-16T14:39:00","guid":{"rendered":"http:\/\/radiostargjilan.com\/web\/?p=53561"},"modified":"2020-03-16T14:39:00","modified_gmt":"2020-03-16T14:39:00","slug":"bqk-ja-pezullon-pagesen-e-kesteve-te-kredise-nga-sot-deri-me-30-prill","status":"publish","type":"post","link":"https:\/\/radiostargjilan.com\/web\/bqk-ja-pezullon-pagesen-e-kesteve-te-kredise-nga-sot-deri-me-30-prill\/","title":{"rendered":"BQK-ja pezullon pages\u00ebn e k\u00ebsteve t\u00eb kredis\u00eb nga sot deri m\u00eb 30 prill"},"content":{"rendered":"<p>Duke marr\u00eb parasysh situat\u00ebn e krijuar p\u00ebr shkak t\u00eb p\u00ebrhapjes s\u00eb infeksionit t\u00eb shkaktuar nga virusi Covid-19, Banka Qendrore e Republik\u00ebs s\u00eb Kosov\u00ebs ka nd\u00ebrmarr\u00eb disa masa lidhur me funksionimin normal t\u00eb sistemit financiar.<\/p>\n<p>Masat e nd\u00ebrmarra nga Qeveria e Republik\u00ebs s\u00eb Kosov\u00ebs me q\u00ebllim ndaljen e p\u00ebrhapjes s\u00eb infeksionit t\u00eb shkaktuar nga virusi COVID-19, pritet t\u00eb ndikojn\u00eb n\u00eb zhvillimin e aktivitetit t\u00eb bizneseve dhe p\u00ebr rrjedhoj\u00eb dhe n\u00eb uljen zvog\u00eblimin e nivelit t\u00eb t\u00eb hyrave p\u00ebr bizneset n\u00eb vend. Ngadal\u00ebsimi i aktivitetit t\u00eb bizneseve n\u00eb Republik\u00ebn e Kosov\u00ebs mund t\u00eb ndikoj\u00eb n\u00eb aft\u00ebsin\u00eb paguese t\u00eb tyre.<\/p>\n<p>Duke marr\u00eb parasysh k\u00ebt\u00eb, Guvernatori Mehmeti, s\u00eb bashku me an\u00ebtar\u00ebt e Bordit Ekzekutiv ka zhvilluar takime gjat\u00eb dy jav\u00ebve t\u00eb fundit p\u00ebr t\u00eb diskutuar lidhur me zhvillimet n\u00eb vend.<\/p>\n<p>Po ashtu Bordi Ekzekutiv, me dat\u00eb 15 mars 2020 ka takuar Bordin e Shoqat\u00ebs s\u00eb Bankave t\u00eb Kosov\u00ebs (SHBK), me t\u00eb cil\u00ebt ka diskutuar p\u00ebr masat q\u00eb BQK-ja dhe sektori bankar duhet t\u00eb nd\u00ebrmarrin me q\u00ebllim t\u00eb ruajtjes s\u00eb stabilitetit financiar n\u00eb vend dhe funksionimit normal t\u00eb sektorit bankar, si n\u00eb kryerjen normale t\u00eb pagesave, furnizimit me para t\u00eb gatshme n\u00eb t\u00ebr\u00eb territorin e vendit, e posa\u00e7\u00ebrisht n\u00eb qytetet, t\u00eb cilat jan\u00eb karantinuar.<\/p>\n<p>Gjithashtu, BQK-ja s\u00eb bashku me SHBK-n\u00eb kan\u00eb vendosur bashk\u00ebrisht q\u00eb p\u00ebr bizneset dhe individ\u00ebt t\u00eb cil\u00ebt p\u00ebr shkak t\u00eb gjendjes s\u00eb krijuar n\u00eb vend dhe r\u00ebnies s\u00eb nivelit t\u00eb t\u00eb hyrave t\u00eb tyre, t\u00eb ju mund\u00ebsohet pezullimi i pagesave t\u00eb k\u00ebsteve t\u00eb kredis\u00eb, nga data 16 mars 2020 deri me 30 prill 2020 dhe var\u00ebsisht nga situata, ky pezullim t\u00eb shqyrtohet edhe p\u00ebr m\u00eb gjat\u00eb. Pezullimet e pagesave t\u00eb k\u00ebsteve t\u00eb kredis\u00eb do t\u00eb shqyrtohen p\u00ebr t\u00eb gjitha rastet ve\u00e7 e ve\u00e7 me q\u00ebllimin q\u00eb sektori bankar t\u2019i ndihmoj klient\u00ebve t\u00eb tyre n\u00eb tejkalimin e situat\u00ebs s\u00eb krijuar.<\/p>\n<p>Kredimarr\u00ebsit, t\u00eb cil\u00ebt kan\u00eb hasur v\u00ebshtir\u00ebsi financiare, si rezultat i r\u00ebnies s\u00eb t\u00eb hyrave personale apo biznesore, t\u00eb kontaktojn\u00eb bankat e tyre me k\u00ebrkes\u00ebn p\u00ebr pezullim t\u00eb pagesave t\u00eb k\u00ebsteve t\u00eb kredis\u00eb. N\u00eb rastet e aprovimit nga ana e bank\u00ebs, interesat nd\u00ebshkuese t\u00eb lidhura me kredit\u00eb nuk do t\u00eb aplikohen n\u00eb k\u00ebt\u00eb periudh\u00eb.<\/p>\n<p>Gjat\u00eb k\u00ebsaj periudhe, ndaj kredimarr\u00ebsve nuk do t\u00eb aplikohen masa t\u00eb p\u00ebrkeq\u00ebsimit t\u00eb klasifikimit kreditor.<\/p>\n<p>Me k\u00ebt\u00eb rast, me rastin e pezullimit t\u00eb pagesave t\u00eb kredive, BQK-ja ka nd\u00ebrmarr\u00eb t\u00eb gjitha masat e nevojshme ligjore q\u00eb kredit\u00eb t\u00eb mos klasifikohen, t\u00eb mos k\u00ebrkohen provizione shtes\u00eb dhe t\u00eb mos klasifikohen si kredi me probleme n\u00eb Regjistrin e Kredive.<\/p>\n<p>Bazuar si m\u00eb sip\u00ebr, Banka Qendrore e Republik\u00ebs s\u00eb Kosov\u00ebs, si institucion i vet\u00ebm p\u00ebrgjegj\u00ebs p\u00ebr licencimin, mbik\u00ebqyrjen dhe rregullimin e institucioneve financiare, n\u00eb mb\u00ebshtetje t\u00eb ekonomis\u00eb, bizneseve dhe qytetar\u00ebve t\u00eb vendit, n\u00eb kushtet e situat\u00ebs s\u00eb krijuar n\u00eb vend, p\u00ebr shkak t\u00eb p\u00ebrhapjes s\u00eb virusit Covid-19, BQK-ja ka vendosur p\u00ebr pezullimin e p\u00ebrkohsh\u00ebm t\u00eb disa nga dispozitave t\u00eb rregulloreve t\u00eb BQK-s\u00eb, q\u00eb nd\u00ebrlidhen me stabilitetin e sistemit financiar t\u00eb vendit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Duke marr\u00eb parasysh situat\u00ebn e krijuar p\u00ebr shkak t\u00eb p\u00ebrhapjes s\u00eb infeksionit t\u00eb shkaktuar nga virusi Covid-19, Banka Qendrore e Republik\u00ebs s\u00eb Kosov\u00ebs ka nd\u00ebrmarr\u00eb disa masa lidhur me funksionimin normal t\u00eb sistemit financiar. Masat e nd\u00ebrmarra nga Qeveria e Republik\u00ebs s\u00eb Kosov\u00ebs me q\u00ebllim ndaljen e p\u00ebrhapjes s\u00eb infeksionit t\u00eb shkaktuar nga virusi COVID-19, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":53562,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-53561","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lajme"},"_links":{"self":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/53561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/comments?post=53561"}],"version-history":[{"count":0,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/53561\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media\/53562"}],"wp:attachment":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media?parent=53561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/categories?post=53561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/tags?post=53561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}