{"id":61883,"date":"2020-07-12T10:56:37","date_gmt":"2020-07-12T10:56:37","guid":{"rendered":"https:\/\/radiostargjilan.com\/web\/?p=61883"},"modified":"2020-07-12T10:56:37","modified_gmt":"2020-07-12T10:56:37","slug":"bizneset-kerkojne-shtyrje-te-kesteve-per-kredi-bqk-ja-thote-se-ka-bere-nje-zgjidhje-shume-me-te-mire","status":"publish","type":"post","link":"https:\/\/radiostargjilan.com\/web\/bizneset-kerkojne-shtyrje-te-kesteve-per-kredi-bqk-ja-thote-se-ka-bere-nje-zgjidhje-shume-me-te-mire\/","title":{"rendered":"Bizneset k\u00ebrkojn\u00eb shtyrje t\u00eb k\u00ebsteve p\u00ebr kredi, BQK-ja thot\u00eb se ka b\u00ebr\u00eb nj\u00eb zgjidhje shum\u00eb m\u00eb t\u00eb mir\u00eb"},"content":{"rendered":"<p>Edhe pse komuniteti i biznesit dhe qytetar\u00ebt n\u00eb vazhdim\u00ebsi kan\u00eb k\u00ebrkuar shtyrjen e k\u00ebsteve p\u00ebr kredi edhe p\u00ebr tre muaj, Banka Qendrore e Kosov\u00ebs ka nxjerr nj\u00eb udh\u00ebzues p\u00ebr bankat komerciale q\u00eb var\u00ebsisht nga aft\u00ebsia paguese e klientit t\u00eb ken\u00eb mund\u00ebsin\u00eb t\u00eb b\u00ebjn\u00eb ri-programimin e kredive duke llogaritur edhe interesat. Nd\u00ebrsa Qeveria e Kosov\u00ebs vazhdon t\u00eb hesht\u00eb dhe t\u00eb mos i p\u00ebrkrah bizneset n\u00eb mbulimin e interesave.<\/p>\n<p>Ndryshe nga Kosova disa vende t\u00eb tjera kan\u00eb mund\u00ebsuar q\u00eb t\u00eb shtyhen s\u00ebrish pagesat e k\u00ebsteve t\u00eb kredis\u00eb.<\/p>\n<p>Kryetari i Bordit t\u00eb Od\u00ebs s\u00eb Afarizmit t\u00eb Kosov\u00ebs(OAK), Sk\u00ebnder Krasniqi thot\u00eb p\u00ebr KosovaPress se shtyrja e k\u00ebsteve p\u00ebr kredi \u00ebsht\u00eb e domosdoshme p\u00ebr bizneset, sepse sipas tij, kompanit\u00eb dhe qytetar\u00ebt do t\u00eb ken\u00eb v\u00ebshtir\u00ebsi t\u2019i paguajn\u00eb normat e interesit dhe k\u00ebstet n\u00eb k\u00ebt\u00eb koh\u00eb pandemie.<\/p>\n<p>Krasniqi thot\u00eb se bizneset jan\u00eb n\u00eb gjendje t\u00eb r\u00ebnd\u00eb, pasi q\u00eb p\u00ebrballen me v\u00ebshtir\u00ebsi p\u00ebr qasje n\u00eb financa, dhe k\u00ebshtu rrezikohen edhe t\u00eb falimentojn\u00eb.<\/p>\n<p>\u201cMe fillimin e pandemis\u00eb bankat kan\u00eb nd\u00ebrprer\u00eb edhe dh\u00ebnien e kredive t\u00eb rregullta, dhe ende nuk kan\u00eb filluar me dh\u00ebn\u00eb kredi. Pastaj k\u00ebrkes\u00eb \u00ebsht\u00eb shtyrja e pagesave dhe k\u00ebsteve p\u00ebr kredi, p\u00ebr ata q\u00eb kan\u00eb nevoj\u00eb. Por, k\u00ebrkohet shtyrje t\u00eb k\u00ebsteve edhe p\u00ebr kamatat e tatimeve q\u00eb \u00ebsht\u00eb m\u00ebse e nevojshme. Interesin p\u00ebr k\u00ebt\u00eb shtyrje ta merr p\u00ebrsip\u00ebr shteti dhe t\u00eb mos i alokohet biznesit dhe qytetar\u00ebve, sepse me fillimin e pages\u00ebs bizneset dhe qytetar\u00ebt do t\u00eb ken\u00eb v\u00ebshtir\u00ebsi shum\u00eb t\u00eb m\u00ebdha t\u00eb pages\u00ebs s\u00eb kredive. Do t\u00eb jet\u00eb nj\u00eb ngarkes\u00eb p\u00ebr biznesin si dhe do t\u00eb rrezikohet edhe falimentimi i bizneseve dhe rritja e papun\u00ebsis\u00eb\u201d, thot\u00eb Krasniqi.<\/p>\n<p>N\u00eb an\u00ebn tjet\u00ebr guvernatori i BQK-s\u00eb, Fehmi Mehmeti thot\u00eb p\u00ebr KosovaPress se kan\u00eb b\u00ebr\u00eb nj\u00eb zgjidhje m\u00eb t\u00eb mir\u00eb sesa q\u00eb \u00ebsht\u00eb shtyrja, e q\u00eb \u00ebsht\u00eb e ve\u00e7ant\u00eb me an\u00eb t\u00eb nj\u00eb udh\u00ebzimi p\u00ebr ri-programimin e kredive.<\/p>\n<p>Ai ka shtuar se bankat komerciale jan\u00eb duke l\u00ebshuar kredi edhe n\u00eb koh\u00eb t\u00eb pandemis\u00eb.<\/p>\n<p>\u201cKemi b\u00ebr\u00eb nj\u00eb zgjidhje shum\u00eb m\u00eb t\u00eb mir\u00eb sesa q\u00eb \u00ebsht\u00eb shtyrja, e q\u00eb \u00ebsht\u00eb e ve\u00e7ant\u00eb marr\u00eb parasysh q\u00eb kemi marr\u00eb edhe rekomandimet e FMN-s\u00eb se si t\u00eb veprojn\u00eb bankat gjat\u00eb pandemis\u00eb dhe pas pandemis\u00eb me q\u00ebllim q\u00eb t\u00eb p\u00ebrkrahin sektorin e ekonomis\u00eb n\u00eb t\u00ebr\u00ebsi. Dhe n\u00eb k\u00ebt\u00eb kontest ne kemi p\u00ebrgatit\u00eb nj\u00eb udh\u00ebzim t\u00eb cilin e kemi aprovuar dhe i kemi d\u00ebrgua bankave si udh\u00ebzues, me q\u00ebllim q\u00eb bankat var\u00ebsisht nga aft\u00ebsia paguese e klientit t\u00eb ken\u00eb mund\u00ebsin\u00eb t\u00eb b\u00ebjn\u00eb ristrukturimin apo ri-programimin e kredive pa pasur nevoj\u00eb p\u00ebr provizione shtes\u00eb. Prandaj, kjo \u00ebsht\u00eb nj\u00eb benefit i dy ansh\u00ebm si p\u00ebr bankat, p\u00ebr arsye se as p\u00ebr bankat nuk \u00ebsht\u00eb inertes q\u00eb t\u00eb ket\u00eb kredi t\u00eb k\u00ebqija. Duke marr\u00eb parasysh q\u00eb n\u00ebse rriten kredit\u00eb e k\u00ebqija bankat duhet t\u00eb ndajn\u00eb kapital p\u00ebr k\u00ebt\u00eb. Por, nj\u00ebkoh\u00ebsisht edhe p\u00ebr kompanit\u00eb q\u00eb gjithashtu t\u00eb paguajn\u00eb k\u00ebstet sipas mund\u00ebsive q\u00eb i kan\u00eb ose n\u00ebse paraqitet nevoja edhe p\u00ebr grejs periudh\u00eb e k\u00ebshtu me radh\u00eb\u201d, thot\u00eb Mehmeti.<\/p>\n<p>Ai ka shtuar seBQK-ja ka qen\u00eb nj\u00eb nd\u00ebr institucionet e para n\u00eb vend q\u00eb ka reaguar n\u00eb pandemi dhe n\u00eb koordinim edhe me shoqat\u00ebn e bankave, jan\u00eb shtyr\u00eb p\u00ebr tre muaj k\u00ebstet nga 16 marsi deri m\u00eb 16 qershor.<\/p>\n<p>Ndryshe nga Kosova disa vende t\u00eb tjera kan\u00eb mund\u00ebsuar q\u00eb t\u00eb shtyhen s\u00ebrish pagesat e k\u00ebsteve t\u00eb kredis\u00eb.<\/p>\n<p>N\u00eb Shqip\u00ebri \u00ebsht\u00eb dh\u00ebn\u00eb mund\u00ebsia q\u00eb pagesat e k\u00ebsteve t\u00eb kredive t\u00eb mund t\u00eb shtyhen edhe tre muaj t\u00eb tjer\u00eb, duke b\u00ebr\u00eb nj\u00eb shtyrje p\u00ebr 6 muaj.\/kp\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Edhe pse komuniteti i biznesit dhe qytetar\u00ebt n\u00eb vazhdim\u00ebsi kan\u00eb k\u00ebrkuar shtyrjen e k\u00ebsteve p\u00ebr kredi edhe p\u00ebr tre muaj, Banka Qendrore e Kosov\u00ebs ka nxjerr nj\u00eb udh\u00ebzues p\u00ebr bankat komerciale q\u00eb var\u00ebsisht nga aft\u00ebsia paguese e klientit t\u00eb ken\u00eb mund\u00ebsin\u00eb t\u00eb b\u00ebjn\u00eb ri-programimin e kredive duke llogaritur edhe interesat. Nd\u00ebrsa Qeveria e Kosov\u00ebs vazhdon [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":61884,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-61883","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lajme"},"_links":{"self":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/61883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/comments?post=61883"}],"version-history":[{"count":0,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/posts\/61883\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media\/61884"}],"wp:attachment":[{"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/media?parent=61883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/categories?post=61883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiostargjilan.com\/web\/wp-json\/wp\/v2\/tags?post=61883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}